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Tag: retirement accounts

Home›Posts Tagged "retirement accounts"
  • Individual Retirement Account (IRA)
    By Roy Logan
    March 14, 2022
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    Moomoo app review | the ascent

    Main advantages Trade without commission Moomoo is commission-free for stocks, options, ETFs (exchange-traded funds) and ADRs (American Depository Receipts) for US traders trading in US markets. ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 12, 2022
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    How much will your tax refund be? Depends on many factors

    Recently I had two clients come to pick up their completed tax forms and they were surprised and frustrated with the balance owing on their returns. ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 7, 2022
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    Simple ways to lower your tax bill – Boston News, Weather, Sports

    We are just six weeks away from Tax Day, Monday, April 18, 2022. Obtaining the maximum refund possible is the goal of most, if not all, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 4, 2022
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    IRS Nixes 10-Year Stretch for Most Inherited IRAs

    To help! The IRS keeps changing the rules for inherited IRAs. Getty Many legacy IRA owners are surprised. In a switcheroo, the Treasury Department reinstated the ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 3, 2022
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    Required withdrawals from IRAs, 401(k)s use new life expectancy tables

    Hero Pictures | Hero Pictures | Getty Images If you are subject to mandatory withdrawals from your retirement accounts, be aware that the calculation of these ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 1, 2022
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    Saving for retirement with Crypto: it’s a good idea. To F…

    (MENAFN – ValueWalk) Cryptocurrencies and digital assets have quickly become part of our new normal. With a majority of Americans set to retire soon, many are ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 15, 2022
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    What is best for you when choosing to retire in the Caribbean?

    News Americas, NEW YORK, NY, Tuesday. February 15, 2022: Retirement funds should not be overlooked by anyone, especially in the early stages of setting up the ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 10, 2022
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    Required minimum distribution affected by life expectancy update

    Required Minimum Distributions (RMDs) are making headlines again! Minimum required distributions are back after a brief hiatus for Covid-19 in 2020. Two years into a pandemic, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 8, 2022
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    Will social security run out? Here’s what you need to know

    Select’s editorial team works independently to review financial products and write articles that we think our readers will find useful. We may receive a commission when ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 5, 2022
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    A smart way to maximize your 401(k) and Roth IRA in 2022

    Contributing to a 401(k) and Roth IRA (Individual Retirement Account) can be your golden ticket to a rewarding retirement. However, most people don’t take a crash ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 3, 2022
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    Annuity Providers Challenge DOL’s Fiduciary Rule

    The Department of Labor in 2020 under the Trump administration reinstated the five-part test and in the preamble to an investment advice exemption that went into ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    February 2, 2022
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    After three years of startup, Los Angeles-based crypto platform raises $125 million at a (post-raise) valuation of $1.3 billion by creating a tax-free trading venue via an IRA shelter, but (so far) no RIA

    iTrustCapital uses an ERISA provision enacted in 1974 as a secret sauce for YouTuber stars to promote and grow its 2018-founded startup Note from Brooke: Here ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    January 29, 2022
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    Assets Inside and Outside the Trust – Lake County Record-Bee

    Some assets are owned within his living trust and some are not. It is important to know the difference. The primary goals of an inter vivos ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    January 13, 2022
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    ‘I have a 401(k). Do I need to open any other accounts?’

    In this weekly column, I’ll help you untangle financial gray areas, from prenups to inheritances and more. Submit your money case here. My company pays up ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    January 4, 2022
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    How to go wrong to save more money

    Many of the businesses featured on Money advertise with us. The opinions are ours, but the compensation and extensive research determines where and how companies can ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 30, 2021
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    Last minute tax loss harvesting strategies

    Harvesting tax losses can be an investor’s ally after a year of portfolio losses. So why aren’t more investment professionals praising the practice of taxation and ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 28, 2021
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    DOL to start implementing new trust board exemption

    On December 18, 2020, the United States Department of Labor (DOL) adopted Exemption of prohibited transactions 2020-02, Improving investment advice for workers and retirees (PTE 2020-02 ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 25, 2021
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    Liz Weston: A Year-End Money Checklist for People 50 and Over

    Age brings unique opportunities and obligations, including some important year-end tasks that can help you get the most out of your money. For those 50 and ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 24, 2021
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    Wealth manager Rehmann shares his advice for 2022

    Business owners and high net worth individuals who have adopted an outdated wealth management plan should make 2022 a year of review and change, according to ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 18, 2021
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    LVMH share: ascending or peak?

    Text size For the publisher:LVMH Moët Hennessy Louis Vuitton is undoubtedly an amazing company (“The King of Luxe”, Cover Story, December 10). However, after reading this ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 15, 2021
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    Leading Crypto IRA iTrustCapital Platform Integrates with Fireblocks | national news

    LONG BEACH, California, December 15, 2021 / PRNewswire / – iTrustCapital, America’s # 1 Software Platform for Buying and Selling Cryptocurrencies through IRA Retirement Accounts today ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 10, 2021
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    Jalene Hahn: Year-end tax planning in uncertain times

    Psychologically, tax and estate planning efforts in late 2021 are being influenced by proposed changes to tax laws, the lingering pandemic, the threat of inflation, and ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 4, 2021
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    Americans donated $ 2.7 billion on Giving Tuesday. How to get a write-off

    10,000 Hours | Digital vision | Getty Images Americans opened their hearts and their wallets for another record-breaking Giving Tuesday. An estimated 35 million American adults ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    December 2, 2021
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    How to prevent taxes from skewing retirement horizons – San Francisco Bay Times

    By Brandon Miller, CFP– Every Waymo that passes makes me wonder when self-driving cars will become a reality. And what will they look like? If we ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 29, 2021
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    Advisors, Do Crypto ETFs Belong To Qualified Retirement Accounts?

    For financial advisers, questions from clients about holding cryptocurrency exchange-traded funds in retirement accounts may be on the horizon – if … For financial advisers, customer ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 27, 2021
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    Don’t forget your minimum distribution required – Lowell Sun

    As the end of the year approaches, an important deadline for retirement account holders is also approaching: the minimum required distributions. A Minimum Distribution Required (RMD) ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 24, 2021
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    How to prepare financially to quit your job |

    Millions of Americans quit their job these days – and they don’t always have another aligned. Whether it be because of burnout, a desire to more ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 21, 2021
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    Year-end tax planning takes a turn in 2021

    If there’s one thing that’s important to know about year-end planning, it’s to be proactive now. As legislative changes approach dangerously and no one really knows ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 19, 2021
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    Definition, tax implications, rules, benefits

    A 401 (k) is a type of employer sponsored retirement plan that allows you to invest your income and grow it over time. There are two ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 17, 2021
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    To change job ? Don’t leave your retirement money behind

    XiFotos | E + | Getty Images Millions of Americans quit and find new jobs as the pandemic-fueled “big resignation” continues. Many are probably abandoning retirement ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 9, 2021
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    How to take out a millionaire without 401 (k)

    When it comes to saving for retirement, it’s hard to beat a 401 (k) diet. High contribution limits and employer matching can really increase your savings. ...
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  • Financial Account
    By Roy Logan
    November 5, 2021
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    Betterment sees record growth in pension plans amid savings trends

    More employees will have access to retirement savings through Betterment’s 401 (k) plans, thanks to the rapid growth the online wealth advisor has seen in this ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    November 4, 2021
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    IRS Announces Higher Retirement Account Contribution Limits in 2022 for 401 (k), Not IRAs

    Resolve to save more for your retirement in 2022. getty Inflation means you can – and probably should – contribute more to your work retirement account ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 26, 2021
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    Why Social Security Claims Come First in Retirement Planning

    Social security should be viewed as a retirement asset. Since the average monthly benefit payable in January 2022 will be close to $ 1,660 ($ 19,884 ...
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  • Financial Account
    By Roy Logan
    October 24, 2021
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    5 questions to ask before paying off your mortgage before retirement

    What you need to know before paying off your mortgage before retirement. Classic mercedes … [+] convertible in Palm Springs. David Rae Financial Planner Palm Springs ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 21, 2021
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    How this couple became a millionaire with their retirement accounts

    Editorial independence We want to help you make better informed decisions. Certain links on this page – clearly marked – may direct you to a partner ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 13, 2021
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    Walker Capital helps plan for lower retirement taxes

    Most of a federal employee’s retirement income comes from one of three sources: Social Security benefits, retirement savings like the TSP or Individual Retirement Accounts (IRA), ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 12, 2021
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    Debate: Should Congress Create Portable Retirement Accounts For All Americans?

    Democrats in the House and Senate introduced a bill, the Portable Retirement and Investment Account Act (PRIA), which would automatically set up a retirement account for ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 11, 2021
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    The best places to open an IRA in 2021

    IRA documents a individual retirement account (IRA) is a tax-efficient retirement account that helps people save for later in life. Traditional IRAs mimic the structure of ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 5, 2021
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    Rebuilding Better Tax Proposals: Considerations for Private Equity Funds and Sponsors | Foley & Lardner srl

    On September 13, 2021, the House Ways and Means Committee presented tax proposals that, if passed, would make significant changes to the U.S. federal income tax ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 4, 2021
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    IRS Updates Snapshot of Participant Loans

    IRS September 28 updated problem snapshot in which he discusses the laws and regulations governing plan loans. Many pension plans allow participants to take out loans ...
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  • Factor-Saving
    By Roy Logan
    October 4, 2021
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    The creation of wealth on the minds of Gen Z earlier than other generations

    The changing economic climate has made it more difficult for young people to save money, which has resulted in homeownership for them and many Americans. But ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 1, 2021
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    Biparty aura around retirement savings darkens in reconciliation

    Partisan tensions have surrounded most of the problems in Washington, DC in recent years, with a few notable exceptions. One of them was the retirement savings ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    October 1, 2021
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    State securities regulators report a tripling of digital asset enforcement measures

    What would you like to know Internet and social media fraud is also on the rise, according to NASAA. State regulators reported 2,202 enforcement actions in ...
    Read More
  • Individual Retirement Account (IRA)
    By Roy Logan
    September 30, 2021
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    The top earners tax break Democrats forgot

    Democrats plan to raise taxes for wealthier Americans, in part by limiting some hefty tax breaks for retirement. Much of what they have proposed in the ...
    Read More
  • Individual Retirement Account (IRA)
    By Roy Logan
    September 29, 2021
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    Coercive action on the rise as state regulators prosecute pandemic fraudsters

    State enforcement of regulations occurred at a higher level in 2020 than in recent years, even though many regulators were working from home due to the ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 28, 2021
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    Did you receive a lump sum? Here’s what you might want to do next

    Did you receive a sum of money from a deceased relative? Maybe you are ready to receive a wad of cash from a parent or grandparent ...
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  • Financial Account
    By Roy Logan
    September 28, 2021
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    What happens to these assets if Medicaid is needed?

    Q. I am 59 years old and my husband is 72 years old. I have a 403 (b), Roth, and traditional IRAs, cash in a checking ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 27, 2021
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    How to get Bitcoin into your IRA

    Add crypto to your retirement investments Add crypto to your retirement investments getty With the recent increase in the popularity and price of cryptocurrencies, many people ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 26, 2021
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    How much money should you have in your brokerage account before age 40?

    By the time we turn 40, a lot of people are starting to think about what life will be like in retirement. This includes a lengthy ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 24, 2021
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    The Weekend Reads: Places to Retreat in 6 States

    If you’re retired and looking to relocate, or are thinking of finding a new place to spend your golden years, try MarketWatch’s retirement locator tool. It ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 24, 2021
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    Personal Planning Strategies – Family and Matrimonial

    United States: Personal planning strategies September 24, 2021 Proskauer Rose LLP To print this article, simply register or connect to Mondaq.com. Last call for SLATs, FREEs, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 23, 2021
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    Critical comments on the House Ways and Means Committee’s IRA restriction proposal

    Ssix weeks ago I wrote an editorial criticism of the ideas that then circulate to limit individual retirement accounts (IRAs) to more than $ 5 million. ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 21, 2021
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    Fundr and Alto team up to offer a new way to invest in startups with retirement funds

    Accredited investors can now leverage financial technology to self-direct their retirement funds into high-quality startup portfolios and Fundr’s AI-powered platform. AUSTIN, TX, UNITED STATES, September 21, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 20, 2021
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    Palantir Technologies (NYSE: PLTR), PayPal Holdings (NASDAQ: PYPL) – Palantir, the $ 5 billion retirement piggy bank of Paypal co-founder Peter Thiel faces a hammer from lawmakers

    Palantir Technologies Inc (NYSE: PLTR) and Paypal Holdings Inc (NASDAQ: PYPL) co-founder Pierre Thiel could be forced to withdraw billions from his Roth IRA account if ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 19, 2021
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    Financial Focus: Anticipate before joining the “Great Resignation” | Local News

    This has been called the “great resignation” – the large number of Americans voluntarily leaving their jobs. If you are planning to be a part of ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 19, 2021
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    Michelle Singletary: If You Are Not Very Rich, Tax Raise Proposals Likely Not Affect Your Retirement Investment |

    The plan would tax long-term capital gains as ordinary income for taxpayers with adjusted gross income over $ 1 million. That would translate to a top ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    September 17, 2021
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    US Congressional Tax Reform: Building Back Better

    Friday, September 17, 2021 PREVIEW The $ 3.5 trillion “Build Back Better” reconciliation spending program is making its way through the US Congress. On September 13, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    August 27, 2021
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    What you need to know about minimum distributions required – Forbes Advisor

    Editorial Note: Forbes Advisor may earn a commission on sales made from partner links on this page, but this does not affect the opinions or ratings ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    August 23, 2021
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    Data Analyst in Orange County, CA – Money Diary

    Occupation: Data analysisIndustry: Education technologyAge: 29Site: Orange County, CaliforniaSalary: $ 175,000Net value : $ 1.7 million ($ 10,000 in current account, $ 400,000 in personal investments, ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    August 22, 2021
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    How much money you should put in 401 (k)

    Select’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    August 2, 2021
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    5 tips to make your money last a lifetime

    Adjust your plan Once you have a better estimate of your remaining years, you can change your financial plan for a longer life. 1. Start saving ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 23, 2021
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    Opinion: Americans are leaving old 401 (k) accounts behind – and paying the price

    Remember that 401 (k) from your first job? What happened to him? If you’ve lost track of your old accounts, you’re not alone; millions of Americans ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 22, 2021
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    New Bill Reshapes Retirement Saver’s Credit in 401 (k) IRA Matching Contribution

    What would you like to know The bill transforms the non-refundable savings credit into a refundable contribution to the pension plan. The credit would also be ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 20, 2021
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    When to Consolidate Your 401 (k) Plans – and When Not

    Losing a 401 (k) is easier than it looks – all it takes is a change of job, exiting the workforce, or stopping contributions to remember ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 14, 2021
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    What is a 403 (b)? | OMCP

    If you work for a public school, charity, or tax-exempt organization, you may be eligible for a 403 (b) plan, which … If you work for ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 10, 2021
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    Rethink the order of draws from your retirement account. It can save you on taxes

    Conventional wisdom dictates that retirement savings be spent with an emphasis on withdrawing from taxable accounts at the start of retirement. However, many seniors can reduce ...
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  • Financial Account
    By Roy Logan
    July 9, 2021
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    What will you do with your enhanced child tax credit? Here are 3 smart options

    Some 39 million households, representing nearly 90% of American families, will benefit from the enhanced child tax credit. The Internal Revenue Service will distribute the payments ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    July 4, 2021
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    Saving for retirement and health care? An HSA allows you to do both at the same time

    Planning for retirement overlaps with planning for health care more than you might think. Fortunately, you may be able to prepare for both at the same ...
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  • Factor-Saving
    By Roy Logan
    June 30, 2021
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    Five questions to ask yourself before upgrading to a Roth 401 (k)

    Roth 401k vs traditional. Comparison of pension plans. getty If you have a 401 (k) at work, you are probably familiar with the standard advice regarding ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 30, 2021
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    Bitcoin Owner Senator Cynthia Lummis Says People Should Be able to Invest in Crypto for Their Retirement Wallets | Currency News | Financial and business news

    U.S. Senator from Wyoming, Cynthia Lummis. Tom Williams / Role call Bitcoin supporter Senator Cynthia Lummis said on Tuesday that she would like to see U.S. ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 23, 2021
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    EGTRRA turns 20 – Opportunities for more retirement savings

    By Marcia Mantell, RMA On June 7, 2001, President George W. Bush signed one of the most influential tax cuts and retirement savings bills. The Economic ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 22, 2021
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    Bitcoin could come to 401 (k) plans. Here’s how long it can take

    Participants at the Bitcoin 2021 Convention, a cryptocurrency conference held on June 4, 2021 in Miami. Joe Raedle | Getty Images A recent Bitcoin conference in ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 20, 2021
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    Build your retirement nest egg

    In previous articles, I have explained how to estimate how much you will spend each year after you stop working, and the size of the nest ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 17, 2021
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    IRA required, 401 (k) withdrawals start at age 75 under congressional bill

    Anchiy | E + | Getty Images The age at which older Americans must start withdrawing from their retirement accounts could still change. Under a provision ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 15, 2021
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    What to do with money when you get married

    Select’s editorial team works independently to review financial products and write articles that our readers will find useful. We may receive a commission when you click ...
    Read More
  • Individual Retirement Account (IRA)
    By Roy Logan
    June 13, 2021
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    Don’t let life, financial milestones sneak up on you

    For the first time since my childhood, “half” is about to become important again. “Half” is something children care about and adults generally ignore. It’s the ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 12, 2021
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    Should you invest in a Bitcoin IRA?

    If you have decided that the risks of Bitcoin (CRYPTO: BTC) are worth the rewards, you might be worried about getting paid a big tax bill. ...
    Read More
  • Individual Retirement Account (IRA)
    By Roy Logan
    June 8, 2021
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    Suze Orman thinks rising stock prices might be a problem for you – here’s why

    Suze Orman thinks rising stock prices might be a problem for you – here’s why Suze Orman’s latest post on retirement planning includes some counterintuitive advice: ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 2, 2021
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    What Happens When You Make An Early IRA Withdrawal IRA

    While you may be planning to keep funds hidden in your retirement accounts until you are financially ready to quit your job, life can waste your ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    June 2, 2021
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    BitIRA, West Point Partner on Machine Learning Research

    BitIRA: “The world’s most secure digital IRA” Tell you what really knocked my socks off, though. He found no correlation between income and a digital IRA ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    May 31, 2021
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    What is tax form 5498 and what is the purpose of its production?

    Some registrants choose to use a individual retirement account (IRA), which allows them to save for their retirement under more favorable tax conditions. This can take ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    May 29, 2021
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    IRS issues confusing RMD guidelines for IRA recipients

    David T. Mayes You may recall that in late 2019, Congress passed the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which made significant changes ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    May 27, 2021
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    How to increase your retirement income when social security only covers 40%

    Most retirees rely on Social Security to cover their expenses, but that might not be enough to meet your desired lifestyle. Your Social Security benefit depends ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 12, 2021
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    5 causes a Bitcoin-based retirement plan is smart

    @bit comparabilityBit comparability Bitcompare is your crypto comparability web site Bitcoin and cryptocurrency generally are among the many most forward-thinking non-traditional types of investing. However do ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 12, 2021
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    Assist shoppers switch international pension plans to Canada

    Test that the profit qualifies as a pension If a consumer has gathered pension belongings as a non-resident of Canada and needs to switch that profit ...
    Read More
  • Individual Retirement Account (IRA)
    By Roy Logan
    March 11, 2021
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    Rising IRA account balances – InsuranceNewsNet

    Washington, DC – March 11, 2021 – A brand new research by the Worker Profit Analysis Institute inspecting particular person account pension plans discovered that balances ...
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  • Individual Retirement Account (IRA)
    By Roy Logan
    March 11, 2021
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    get a 3rd stimulation examine – Forbes Advisor

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    To Roll Or Not To Roll – Monterey Herald

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  • Bankroll
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