Best Methods Used By High School Students Who Want To Save Money On Auto Insurance – InsuranceNewsNet
High school students pay some of the most expensive auto insurance premiums. Auto insurance companies will analyze a series of factors to determine a high school student’s risk of being involved in a car accident and file a claim. Lack of experience and reckless behavior are some of the reasons high school students pay high premiums.
High school students who want to save money on auto insurance should use the following tips:
- Install a driving app. Most insurers can provide a driving app for high school students. This app will be used to track student driving behaviors like how fast, how hard they brake, how fast they accelerate, what time of day they drive the most and other behaviors. High school students who demonstrate good driving behavior will be rewarded with a generous discount from insurers.
- Discounts. High school students can take advantage of several discounts. They can benefit from a multi-car discount if they remain in the family policy and if there are two or more cars in the contract. High school students who are doing well in school and have a B average can get a good student discount. Additionally, graduating from a defensive driving course can help students pay less on their premiums.
- Pick the right car. The vehicle is an important factor that insurers use to determine rates. Students will pay more for their insurance if they choose a sports car, muscle cars, limousines, or other premium vehicle. Buying an expensive car means that the student will pay high premiums. Four-door sedans are the perfect choice for students who want to save money on auto insurance.
- Stay on parenting policy. This is another great way that will help students pay less on their premiums. Most insurers allow students to stay on their parents’ policy for as long as they live with them.
- Compare the prices. Students can use the Internet to obtain quotes from various insurers. Students whose parents have stayed with the same insurers for many years are less likely to find better insurance deals.
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